We hear a lot about ObamaCare / KayCare from political activists, politicians, hacks extraordinaire. We’ve got one of the worst unemployment rates in the nation. North Carolina is one of the states hit hardest by O-Care. Well, pull up a chair, boys and girls. It’s story time. I’ve got a personal account of an ObamaCare nightmare from one of our readers, named Tim, who hails from the Triangle area. He’s getting smacked by BOTH our unemployment AND O-Care problems:
I am unemployed.
IF you lose your job, *normally* you would COBRA the thing, or better
yet, get a (now banned) catastrophic policy. I thought I was gonna be
covered by a new employer, job fell thru about the day after I needed
to pay COBRA, so I got a $89/month plan from BCBS.
This week, I got a letter telling me that I *must* convert to a bronze
plan. Since I got my plan after Oct 1, I had no choice. Price,
$400/month. The trouble is that I made more that $44,860 this year,
and therefore I cannot get any subsidy. Soooo… I gotta pay
Trouble is, of course, is that I get $350/month in unemployment. The
fact that I’m on unemployment doesn’t budge this system, just the
total income for this year.
See the problem?
As I recall, a vast percentage of the uninsured in 2008 were uninsured
due to job change/loss. We now are learning that the unemployed can
very well fall through a HUGE hole, and even if they used to get
coverage, will no longer have that option! BCBS-NC tells me that they
are getting tons of these calls in their call center.
*Some* of us tried to explain that the ACA had tons of problems when
it was passed. That *some* media outlets were dismissive of our
concerns remains a sore spot.
PS — I am unemployed due to the gov’t shutdown. My IT projects, which
I had lined up for at least the next 6 months, were canceled once the
clients got wind of the shutdown. Since one of the proposed
settlements was an agreement if the White House postponed the
individual mandate for 12 months, I feel that Obamacare is responsible
for both my lack of employment as well as my lack of health insurance.
ObamaCare is doing a lot of damage to people’s personal lives. We can have Democrats tell us O-Care is good for us, and Republicans telling us it needs to be replaced or tweaked. While the establishment dickers over the details, real harm is being inflicted on real people. People are WORSE OFF than they were before this travesty got pushed through the Congress.
To those of you who bad-mouthed Ted Cruz and Mike Lee and rammed through that spending bill that funded O-Care and ended the PARTIAL government shutdown — stuff like what Tim is dealing with is ON YOU. (I’m talking to you Dick, Kay, Renee, Robert, Patrick, Howard and Virginia.)
To those of you who tucked tail and went along with the Murray-Ryan budget deal, which also funded O-Care, stuff like what Tim is going through is ON YOU. I’m talking to you — Kay, Renee, Patrick, Richard, Howard and Robert.